# Vermont Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/vermont-federal-credit-union-401k-plan

> Vermont Federal Credit Union's 401(k) plan: 170 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Vermont Federal Credit Union

- **Sponsor EIN:** 030194663

- **Sponsor Address:** 84 PINE ST., BURLINGTON, VT, 054014441

- **Plan Type:** 401(k)

- **Total Participants:** 170

- **Total Assets:** $22.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|170|$22.4M|$762,828|$1.0M|

| 2023|166|$19.6M|$705,715|$929,306|

| 2022|162|$16.0M|$640,656|$807,406|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MEMBERS CAPITAL ADVISORS, INC.|NONE|$95,572|—|$95,572|

| CMFG LIFE INSURANCE COMPANY|NONE|$20,821|—|$20,821|

| A.M. PEISCH & COMPANY|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CMFG LIFE INSURANCE COMPANY](https://planprovider.pro/provider/trustage) — NONE

- [A.M. PEISCH & COMPANY](https://planprovider.pro/provider/a-m-peisch-and-company-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $116,393

- **Estimated Expense Ratio:** 0.521% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$116,394|$20,822|$80,997|—|—|

| 2023|$97,448|$17,454|$67,776|—|—|

| 2022|$91,231|$15,951|$75,280|—|—|

## Similar Plans

- [Eastrise Federal Credit Union](https://planprovider.pro/companies/new-england-federal-credit-union-401k-plan) — 446 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/vermont-federal-credit-union-401k-plan)

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