# Vector Construction, INC. 401(k) Plan
Source: https://planprovider.pro/companies/vector-construction-inc-401k-plan

> Vector Construction, INC.'s 401(k) plan: 87 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Vector Construction, INC.

- **Sponsor EIN:** 450436236

- **Sponsor Address:** 2504 MAIN AVENUE WEST, WEST FARGO, ND, 58078

- **Plan Type:** 401(k)

- **Total Participants:** 87

- **Total Assets:** $7.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|87|$7.1M|$246,947|$434,517|

| 2023|121|$6.4M|$307,549|$478,063|

| 2022|105|$5.3M|$259,798|$359,481|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| DEFINITI|RECORDKEEPER|$37,833|—|$37,833|

| WATER VALLEY INVESTMENT ADVISORS, I|INVESTMENT PROFESSIONAL|$19,979|—|$19,979|

| JONES, NALE & MATTINGLY PLLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [JONES, NALE & MATTINGLY PLLC](https://planprovider.pro/provider/jones-nale-and-mattingly-plc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $57,812

- **Estimated Expense Ratio:** 0.811% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$53,536|$19,979|—|—|—|

| 2023|$44,968|$17,785|—|—|—|

| 2022|$38,775|$22,153|$16,622|—|—|

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