# Vbt Financial Corporation DC Plan
Source: https://planprovider.pro/companies/vbt-financial-corporation-plan

> Vbt Financial Corporation's DC plan: 434 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Vbt Financial Corporation

- **Sponsor EIN:** 830818315

- **Sponsor Address:** 45 NE LOOP 410, SAN ANTONIO, TX, 78216

- **Plan Type:** DC

- **Total Participants:** 434

- **Total Assets:** $6.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|434|$6.0M|$0|$0|

| 2023|402|$4.2M|$0|$0|

| 2022|378|$2.8M|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL|RECORDKEEPER/BOOKKEEPER|$22,161|—|$22,161|

| HILLWORTH, LLC|VALUATION SERVICES|$7,500|—|$7,500|

| HENDERSON HUTCHERSON AND MCCULLOUGH|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $29,661

- **Estimated Expense Ratio:** 0.496% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$29,661|—|$22,161|—|—|

| 2023|$38,574|—|$13,816|—|—|

| 2022|$25,458|—|$13,458|—|$12,000|

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