# Us Metro Bank 401(k) Plan
Source: https://planprovider.pro/companies/us-metro-bank-401k-plan

> Us Metro Bank's 401(k) plan: 159 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Us Metro Bank

- **Sponsor EIN:** 510579481

- **Sponsor Address:** 9866 GARDEN GROVE BOULEVARD, GARDEN GROVE, CA, 92844

- **Plan Type:** 401(k)

- **Total Participants:** 159

- **Total Assets:** $13.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|159|$13.8M|$955,791|$1.7M|

| 2023|148|$9.7M|$702,230|$1.3M|

| 2022|112|$6.8M|$645,394|$1.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ROYAL ALLIANCE ASSOCIATES, INC.|INVESTMENT/FINANCIAL ADVI|$15,561|—|$15,561|

| ADP, INC.|RECORD KEEPER|$15,530|—|$15,530|

| CKP, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ROYAL ALLIANCE ASSOCIATES, INC.](https://planprovider.pro/provider/royal-alliance-associates-inc) — INVESTMENT/FINANCIAL ADVI

- [ADP, INC.](https://planprovider.pro/provider/adp-retirement-services) — RECORD KEEPER

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $31,091

- **Estimated Expense Ratio:** 0.225% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$31,092|$15,621|—|—|—|

| 2023|$8,223|$2,605|—|—|—|

| 2022|$2,460|$1,851|$609|—|—|

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