# Upstate Niagara Cooperative, INC 401(k) Plan
Source: https://planprovider.pro/companies/upstate-niagara-cooperative-inc-401k-plan-006

> Upstate Niagara Cooperative, INC's 401(k) plan: 1,107 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Upstate Niagara Cooperative, INC

- **Sponsor EIN:** 160845625

- **Sponsor Address:** PO BOX 268, LANCASTER, NY, 14086

- **Plan Type:** 401(k)

- **Total Participants:** 1,107

- **Total Assets:** $132.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,107|$132.7M|$4.5M|$4.8M|

| 2023|1,004|$120.9M|$4.2M|$4.2M|

| 2022|983|$108.0M|$3.2M|$3.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ADP, INC.|RECORD KEEPER|$69,888|—|$69,888|

| PRUDENTIAL INSURANCE CO|INVESTMENT MANAGER|$34,097|—|$34,097|

| PRUDENTIAL TRUST CO|INVESTMENT MANAGER|$14,613|—|$14,613|

| DOPKINS & COMPANY LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ADP, INC.](https://planprovider.pro/provider/adp-retirement-services) — RECORD KEEPER

- [PRUDENTIAL INSURANCE CO](https://planprovider.pro/provider/empower) — INVESTMENT MANAGER

- [DOPKINS & COMPANY LLP](https://planprovider.pro/provider/dopkins-and-company-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $118,598

- **Estimated Expense Ratio:** 0.089% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$69,888|—|—|—|—|

| 2023|$55,539|—|—|—|—|

| 2022|$112,462|—|—|—|—|

## Similar Plans

- [Teamsters Local No. 264](https://planprovider.pro/companies/teamsters-local-no-264-401k-plan) — 719 participants

- [Danone North America Public Benefit Corporation](https://planprovider.pro/companies/danone-north-america-public-benefit-corporation-plan-001) — 431 participants

- [Perry'S Ice Cream Company](https://planprovider.pro/companies/perry-s-ice-cream-company-401k-plan) — 411 participants

- [Lactalis American Group INC.](https://planprovider.pro/companies/lactalis-american-group-inc-401k-plan) — 1,818 participants

- [Beech-Nut Nutrition Company](https://planprovider.pro/companies/beech-nut-nutrition-company-401k-plan) — 361 participants

- [Byheart, INC.](https://planprovider.pro/companies/byheart-inc-401k-plan) — 307 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/upstate-niagara-cooperative-inc-401k-plan-006)

© 2026 PlanProvider.Pro