# Upmc 401(k) Plan
Source: https://planprovider.pro/companies/upmc-401k-plan

> Upmc's 401(k) plan: 98,498 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Upmc

- **Sponsor EIN:** 251423657

- **Sponsor Address:** USS TOWER, 56TH FL, 600 GRANT ST, PITTSBURGH, PA, 15219

- **Plan Type:** 401(k)

- **Total Participants:** 98,498

- **Total Assets:** $4.9B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|98,498|$4.9B|$195.3M|$157.1M|

| 2023|91,121|$4.3B|$153.2M|$179.5M|

| 2022|87,260|$3.5B|$141.1M|$172.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ALIGHT FINANCIAL ADVISORS, LLC|PARTICIPANT ADVISORY|$2,774,515|—|$2,774,515|

| ALIGHT SOLUTIONS, LLC|RECORDKEEPER|$1,857,786|—|$1,857,786|

| THE BNAK OF NEW YORK MELLON|TRUSTEE|$223,293|—|$223,293|

| D.B. ROOT COMPANY, LLC|CONSULTING|$122,142|—|$122,142|

| ERNST & YOUNG, LLP|AUDITING|$79,144|—|$79,144|

| COZEN O'CONNOR|LEGAL|$11,627|—|$11,627|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ALIGHT FINANCIAL ADVISORS, LLC](https://planprovider.pro/provider/alight-solutions) — PARTICIPANT ADVISORY

- [ALIGHT SOLUTIONS, LLC](https://planprovider.pro/provider/alight-solutions) — RECORDKEEPER

- [ERNST & YOUNG, LLP](https://planprovider.pro/provider/ernst-and-young-llp) — AUDITING

- [COZEN O'CONNOR](https://planprovider.pro/provider/cozen-oconnor) — LEGAL

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $5,068,507

- **Estimated Expense Ratio:** 0.103% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$4,772,150|$122,142|$2,478,158|$79,144|—|

| 2023|$2,567,001|$122,200|$384,132|$73,539|—|

| 2022|$2,385,584|$122,200|$2,176,452|—|$86,932|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/upmc-401k-plan)

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