# United Refining Company 401(k) Plan
Source: https://planprovider.pro/companies/united-refining-company-401k-plan-004

> United Refining Company's 401(k) plan: 503 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** United Refining Company

- **Sponsor EIN:** 251411751

- **Sponsor Address:** 15 BRADLEY STREET, WARREN, PA, 16365

- **Plan Type:** 401(k)

- **Total Participants:** 503

- **Total Assets:** $90.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|503|$90.6M|$2.0M|$3.3M|

| 2023|495|$75.3M|$1.9M|$3.1M|

| 2022|480|$66.2M|$1.8M|$2.9M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| WILLIS TOWERS WATSON DELAWARE INC.|CONSULTANT|$21,137|—|$21,137|

| WILLIS TOWERS WATSON US LLC|CONSULTANT|$18,332|—|$18,332|

| LVBW, LLP|ACCOUNTANT|$16,800|—|$16,800|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [WILLIS TOWERS WATSON US LLC](https://planprovider.pro/provider/lincoln-financial-group) — CONSULTANT

- [LVBW, LLP](https://planprovider.pro/provider/lvbw-llp) — ACCOUNTANT

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $56,269

- **Estimated Expense Ratio:** 0.062% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$59,110|$39,469|—|$16,800|—|

| 2023|$17,283|$14,583|—|—|—|

| 2022|$34,427|—|—|—|—|

## Similar Plans

- [Monroe Energy, LLC](https://planprovider.pro/companies/monroe-energy-llc-401k-plan) — 531 participants

- [United Refining Company](https://planprovider.pro/companies/united-refining-company-401k-plan) — 348 participants

- [American Refining Group, INC.](https://planprovider.pro/companies/american-refining-group-inc-401k-plan) — 325 participants

- [United Refining Company Of Pennsylvania](https://planprovider.pro/companies/united-refining-company-of-pennsylvania-plan) — 2,471 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/united-refining-company-401k-plan-004)

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