# United Business Bank 401(k) Plan
Source: https://planprovider.pro/companies/united-business-bank-401k-plan

> United Business Bank's 401(k) plan: 302 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** United Business Bank

- **Sponsor EIN:** 200910111

- **Sponsor Address:** 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK, CA, 94596

- **Plan Type:** 401(k)

- **Total Participants:** 302

- **Total Assets:** $30.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|302|$30.5M|$879,780|$2.1M|

| 2023|341|$28.1M|$930,919|$2.1M|

| 2022|336|$22.4M|$810,961|$1.8M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| TRANSAMERICA RETIREMENT SOLUTIONS,|RECORDKEEPER|$43,399|—|$43,399|

| BAYBRIDGE CAPITAL GROUP LLC|INVESTMENT ADVISORY - PL|$37,500|—|$37,500|

| REDWOOD PENSIONS, LLC|TPA|$13,660|—|$13,660|

| APRIO LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [TRANSAMERICA RETIREMENT SOLUTIONS,](https://planprovider.pro/provider/transamerica) — RECORDKEEPER

- [APRIO LLP](https://planprovider.pro/provider/aprio-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $94,559

- **Estimated Expense Ratio:** 0.310% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$143,516|$38,215|$19,950|—|—|

| 2023|$126,614|$38,972|$17,940|—|—|

| 2022|$107,917|$34,089|$73,559|—|—|

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