# Umb Financial Corporation 401(k) Plan
Source: https://planprovider.pro/companies/umb-financial-corporation-401k-plan

> Umb Financial Corporation's 401(k) plan: 3,665 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Umb Financial Corporation

- **Sponsor EIN:** 430903811

- **Sponsor Address:** 928 GRAND BOULEVARD, KANSAS CITY, MO, 64106

- **Plan Type:** 401(k)

- **Total Participants:** 3,665

- **Total Assets:** $717.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|3,665|$717.6M|$16.0M|$36.6M|

| 2023|3,573|$615.5M|$16.1M|$36.2M|

| 2022|3,646|$507.2M|$14.6M|$32.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CBIZ INVESTMENT ADVISORY SERVICES,|CONSULTANT/INV. ADV. PLAN|$102,034|—|$102,034|

| RUBINBROWN LLP|ACCOUNTANT/AUDITOR|$31,800|—|$31,800|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [RUBINBROWN LLP](https://planprovider.pro/provider/rubinbrown-llp) — ACCOUNTANT/AUDITOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $133,834

- **Estimated Expense Ratio:** 0.019% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$143,739|$72,679|$600|$31,800|—|

| 2023|$99,716|—|$900|—|—|

| 2022|$111,568|—|—|—|—|

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