# Umass Memorial Health Care, INC. 401(k) Plan
Source: https://planprovider.pro/companies/umass-memorial-health-care-inc-401k-plan

> Umass Memorial Health Care, INC.'s 401(k) plan: 14,248 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Umass Memorial Health Care, INC.

- **Sponsor EIN:** 043358566

- **Sponsor Address:** WBC 67 MILLBROOK STREET, WORCESTER, MA, 01606

- **Plan Type:** 401(k)

- **Total Participants:** 14,248

- **Total Assets:** $1.4B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|14,248|$1.4B|$31.4M|$58.8M|

| 2023|13,351|$1.2B|$28.0M|$51.9M|

| 2022|12,451|$1.0B|$25.1M|$47.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$708,364|—|$708,364|

| FIDUCIENT ADVISORS|INVESTMENT ADVISOR|$58,872|—|$58,872|

| STRATEGIC ADVISORS, INC.|ADVISOR|$46,572|—|$46,572|

| COHNREZNICK LLP|ACCOUNTANT AUDITOR|$1,000|—|$1,000|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [STRATEGIC ADVISORS, INC.](https://planprovider.pro/provider/creative-planning) — ADVISOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $814,808

- **Estimated Expense Ratio:** 0.057% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$814,808|$105,444|—|$1,000|—|

| 2023|$761,295|$73,664|—|$21,945|—|

| 2022|$763,509|$48,054|—|—|$21,893|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/umass-memorial-health-care-inc-401k-plan)

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