# Ufcw Local 312 Benefit Fund 401(k) Plan
Source: https://planprovider.pro/companies/ufcw-local-312-benefit-fund-111889115-501

> Ufcw Local 312 Benefit Fund's 401(k) plan: 4,659 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Ufcw Local 312 Benefit Fund

- **Sponsor EIN:** 111889115

- **Sponsor Address:** 400 STATE ROUTE 34, SUITE D, MATAWAN, NJ, 07747

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 4,659

- **Total Assets:** $1.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|4,659|$1.7M|$0|$0|

| 2024|3,946|$1.6M|$2.0M|$277|

| 2023|4,114|$1.4M|$1.7M|$651|

| 2022|3,949|$1.6M|$1.7M|$993|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| 400 ROUTE 34, LLC|Other Service Provider|$105,370|—|$105,370|

| SAVERIO LASORSA|Other Service Provider|$46,000|—|$46,000|

| O'BRIEN BELLAND & BUSHINSKY LLC|Other Service Provider|$45,000|—|$45,000|

| VINCENT N. FALCETANO, JR. ESQ.|Other Service Provider|$30,000|—|$30,000|

| MSPC|Other Service Provider|$26,500|—|$26,500|

| MML INVESTORS SERVICES, LLC|Other Service Provider|$10,383|—|$10,383|

| FNA INSURANCE SERVICES|Other Service Provider|$10,000|—|$10,000|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $273,253

- **Estimated Expense Ratio:** 15.718% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$1,918,499|$10,383|—|$26,500|—|

| 2024|$1,028,314|$9,868|—|$25,000|—|

| 2023|$1,099,927|$9,237|—|$25,000|—|

| 2022|$971,377|$8,220|—|—|$97,000|

## Similar Plans

- [Itpeu Pension Fund](https://planprovider.pro/companies/itpeu-pension-fund-plan) — 15,782 participants

- [Local 1158 Welfare Plan Fund](https://planprovider.pro/companies/local-1158-welfare-plan-fund-227051778-501) — 3,901 participants

- [United Scenic Artists, Local 829](https://planprovider.pro/companies/board-of-trustees-of-united-scenic-artists-local-829-retirement-401k-p-401k-plan) — 2,519 participants

- [Itpeu Annual Benefit Fund C/O Erisa Systems](https://planprovider.pro/companies/itpeu-annual-benefit-fund-c-o-erisa-systems-112823324-501) — 2,401 participants

- [Health & Welfare Committee Of The Local 99, Health & Welfare Fund](https://planprovider.pro/companies/health-welfare-committee-of-the-local-99-health-welfare-fund-300217152-501) — 1,898 participants

- [I.B.E.W. Local 1158](https://planprovider.pro/companies/passaic-valley-sewerage-commission-i-b-e-w-local-1158-plan) — 562 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/ufcw-local-312-benefit-fund-111889115-501)

© 2026 PlanProvider.Pro