# Twinstar Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/twinstar-credit-union-401k-plan

> Twinstar Credit Union's 401(k) plan: 804 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Twinstar Credit Union

- **Sponsor EIN:** 910440744

- **Sponsor Address:** PO BOX 718, OLYMPIA, WA, 98507

- **Plan Type:** 401(k)

- **Total Participants:** 804

- **Total Assets:** $85.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|804|$85.7M|$5.4M|$5.3M|

| 2023|754|$71.6M|$4.0M|$3.3M|

| 2022|424|$33.9M|$1.5M|$2.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ALERA GROUP INC DBA ALERA INVESTMEN|INVESTMENT ADVISOR|$112,211|—|$112,211|

| EMPOWER ANNUITY INSURANCE COMPANY O|RECORDKEEPER|$69,171|—|$69,171|

| PRIME PENSIONS NORTHWEST LLC|TPA|$54,661|—|$54,661|

| JONES & ROTH|AUDITOR|$41,250|—|$41,250|

| JONES & ROTH, PC|Auditor|$41,250|—|$41,250|

| EMPOWER ADVISORY GROUP, LLC|INVESTMENT MGMT|$39,006|—|$39,006|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [JONES & ROTH, PC](https://planprovider.pro/provider/jones-and-roth-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $357,549

- **Estimated Expense Ratio:** 0.417% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$351,659|$151,216|$69,171|$41,250|—|

| 2023|$156,627|$94,256|$62,371|—|—|

| 2022|$145,769|—|$145,769|—|—|

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