# Twin Cities Bakery Drivers Health & Welfare Fund 401(k) Plan
Source: https://planprovider.pro/companies/twin-cities-bakery-drivers-health-welfare-fund-416027254-501

> Twin Cities Bakery Drivers Health & Welfare Fund's 401(k) plan: 1,163 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Twin Cities Bakery Drivers Health & Welfare Fund

- **Sponsor EIN:** 416027254

- **Sponsor Address:** 2919 EAGANDALE BLVD SUITE 120, EAGAN, MN, 55121

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 1,163

- **Total Assets:** $37.8M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,163|$37.8M|$21.8M|$74,106|

| 2023|1,161|$35.8M|$22.0M|$137,475|

| 2022|1,162|$30.5M|$21.4M|$141,532|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BCBSMN, INC|Other Service Provider|$578,718|$56,710|$635,428|

| FORMULA CORPORATION|Other Service Provider|$372,509|—|$372,509|

| ALTON JOHNSON|Other Service Provider|$48,480|—|$48,480|

| THOMAS M HUGHES, LTD|Other Service Provider|$34,600|—|$34,600|

| BETTS & HAYES, LTD|Other Service Provider|$29,648|—|$29,648|

| THE BERWYN GROUP INC|Other Service Provider|$29,440|—|$29,440|

| HORIZON ACTUARIAL SERVICES LLC|Other Service Provider|$27,300|—|$27,300|

| ERICKSON, BELL, BECKMAN & QUINN, PA|Other Service Provider|$21,090|—|$21,090|

| SUPERIOR BENEFITS|Other Service Provider|$20,000|—|$20,000|

| RBC WEALTH MANAGEMENT|Other Service Provider|$7,436|—|$7,436|

| YOUR TOUCHPOINTS, LLC|Other Service Provider|$6,900|—|$6,900|

| CROSSMARK GLOBAL INVESTMENTS|Other Service Provider|$5,609|—|$5,609|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $1,238,440

- **Estimated Expense Ratio:** 3.275% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,377,968|$13,045|$51,653|$29,648|—|

| 2023|$1,322,016|$5,294|$55,159|—|—|

| 2022|$1,259,303|$5,356|$51,933|—|$93,050|

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