# Trustees Of Plumbers & Steamfitter Local No 489 Annuity Plan DC Plan
Source: https://planprovider.pro/companies/trustees-of-plumbers-steamfitter-local-no-489-annuity-plan-521975410-002

> Trustees Of Plumbers & Steamfitter Local No 489 Annuity Plan's DC plan: 182 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Trustees Of Plumbers & Steamfitter Local No 489 Annuity Plan

- **Sponsor EIN:** 521975410

- **Sponsor Address:** 2 PARK STREET, CUMBERLAND, MD, 21502

- **Plan Type:** DC

- **Plan Number:** 002

- **Total Participants:** 182

- **Total Assets:** $13.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|182|$13.9M|$523,778|$0|

| 2023|183|$13.5M|$567,990|$0|

| 2022|179|$11.8M|$531,013|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MORGAN STANLEY SMITH BARNEY|Other Service Provider|$26,183|—|$26,183|

| TURNBULL, HOOVER, & KAHL, P.A.|Other Service Provider|$15,000|—|$15,000|

| FRANK GORDON GERWIG & ASSOCIATES|Other Service Provider|$12,400|—|$12,400|

| BEINS, AXELROD P.C.|Other Service Provider|$7,500|—|$7,500|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $61,083

- **Estimated Expense Ratio:** 0.439% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$63,396|$26,183|$12,400|$15,000|—|

| 2023|$68,262|$30,143|$12,700|$14,100|—|

| 2022|$59,188|$19,905|$18,772|—|$19,675|

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