# Tops Markets, LLC 401(k) Plan
Source: https://planprovider.pro/companies/tops-markets-llc-401k-plan

> Tops Markets, LLC's 401(k) plan: 854 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Tops Markets, LLC

- **Sponsor EIN:** 161592810

- **Sponsor Address:** PO BOX 1027, BUFFALO, NY, 14240

- **Plan Type:** 401(k)

- **Total Participants:** 854

- **Total Assets:** $59.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|854|$59.8M|$2.5M|$2.3M|

| 2023|873|$54.3M|$2.3M|$1.8M|

| 2022|848|$48.1M|$2.4M|$1.9M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$36,466|—|$36,466|

| STRATEGIC ADVISORS, INC.|ADVISOR|$22,435|—|$22,435|

| CAPFINANCIAL PARTNERS INC.|INVESTMENT ADVISOR|$15,000|—|$15,000|

| HARTER SECREST & EMERY LLP|ATTORNEY/LEGAL|$7,799|—|$7,799|

| KP LYNCH CPA PC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [STRATEGIC ADVISORS, INC.](https://planprovider.pro/provider/creative-planning) — ADVISOR

- [HARTER SECREST & EMERY LLP](https://planprovider.pro/provider/harter-secrest-and-emery-llp) — ATTORNEY/LEGAL

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $81,700

- **Estimated Expense Ratio:** 0.137% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$81,700|$37,435|—|—|—|

| 2023|$51,111|$26,038|—|—|—|

| 2022|$53,721|$21,412|—|—|—|

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