# Tompkins Financial Corporation 401(k) Plan
Source: https://planprovider.pro/companies/tompkins-financial-corporation-401k-plan

> Tompkins Financial Corporation's 401(k) plan: 988 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Tompkins Financial Corporation

- **Sponsor EIN:** 150470650

- **Sponsor Address:** P.O. BOX 460, ITHACA, NY, 148510460

- **Plan Type:** 401(k)

- **Total Participants:** 988

- **Total Assets:** $220.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|988|$220.7M|$7.3M|$7.8M|

| 2023|994|$207.1M|$7.5M|$8.1M|

| 2022|1,044|$186.9M|$7.3M|$7.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$206,276|—|$206,276|

| STATE STREET GLOBAL ADVISORS|OTHER SERVICES|$10,012|—|$10,012|

| MENGEL, METZGER, BARR & CO.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MENGEL, METZGER, BARR & CO.](https://planprovider.pro/provider/mengel-metzger-barr-and-co-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $216,288

- **Estimated Expense Ratio:** 0.098% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$211,099|—|$206,277|—|—|

| 2023|$173,253|—|$173,253|—|—|

| 2022|$170,611|—|$170,611|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/tompkins-financial-corporation-401k-plan)

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