# The White Family Companies, INC. 401(k) Plan
Source: https://planprovider.pro/companies/the-white-family-companies-inc-401k-plan

> The White Family Companies, INC.'s 401(k) plan: 749 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** The White Family Companies, INC.

- **Sponsor EIN:** 314446316

- **Sponsor Address:** 2 RIVERPLACE, STE 444, DAYTON, OH, 45405

- **Plan Type:** 401(k)

- **Total Participants:** 749

- **Total Assets:** $53.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|749|$53.0M|$1.6M|$3.2M|

| 2023|743|$45.7M|$1.7M|$3.2M|

| 2022|694|$39.0M|$1.4M|$3.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MORGAN STANLEY|INVESTMENT ADVISORY|$73,962|—|$73,962|

| TRANSAMERICA RETIREMENT SOLUTIONS|RECORDKEEPER|$36,370|—|$36,370|

| CREATIVE RETIREMENT SYSTEMS, INC.|RECORDKEEPER|$22,211|$660|$22,871|

| SCHNEIDER DOWNS|AUDIT|$17,521|—|$17,521|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORGAN STANLEY](https://planprovider.pro/provider/jp-morgan-asset-management) — INVESTMENT ADVISORY

- [TRANSAMERICA RETIREMENT SOLUTIONS](https://planprovider.pro/provider/transamerica) — RECORDKEEPER

- [SCHNEIDER DOWNS](https://planprovider.pro/provider/schneider-downs-and-co-inc) — AUDIT

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $150,724

- **Estimated Expense Ratio:** 0.284% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$156,866|—|—|$15,005|—|

| 2023|$165,692|$60,964|$17,191|$15,005|—|

| 2022|$104,646|—|—|—|—|

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