# The Western And Southern Life Insurance Company 401(k) Plan
Source: https://planprovider.pro/companies/the-western-and-southern-life-insurance-company-401k-plan

> The Western And Southern Life Insurance Company's 401(k) plan: 3,257 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** The Western And Southern Life Insurance Company

- **Sponsor EIN:** 310487145

- **Sponsor Address:** PO BOX 5735, CINCINNATI, OH, 45202

- **Plan Type:** 401(k)

- **Total Participants:** 3,257

- **Total Assets:** $574.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|3,257|$574.8M|$7.5M|$26.9M|

| 2023|2,967|$500.3M|$7.1M|$25.2M|

| 2022|2,955|$417.6M|$6.5M|$23.9M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ADVISORY GROUP, LLC|INVESTMENT MGMT|$15,062|—|$15,062|

| CLARK SCHAEFFER HACKETT|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $15,062

- **Estimated Expense Ratio:** 0.003% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|-$6,126|$15,062|—|—|—|

| 2023|$32,615|$3,074|—|—|—|

| 2022|$299,950|—|$175,880|—|—|

## Similar Plans

- [Medical Mutual Of Ohio](https://planprovider.pro/companies/medical-mutual-of-ohio-401k-plan-002) — 3,599 participants

- [The Western And Southern Life Insurance Company](https://planprovider.pro/companies/the-western-and-southern-life-insurance-company-plan-004) — 2,560 participants

- [Nationwide Mutual Insurance Company](https://planprovider.pro/companies/nationwide-mutual-insurance-company-plan-002) — 4,572 participants

- [The Ohio National Life Insurance Company](https://planprovider.pro/companies/ohio-national-life-insurance-co-401k-plan-003) — 817 participants

- [United Ohio Insurance Company](https://planprovider.pro/companies/united-ohio-insurance-company-401k-plan) — 273 participants

- [Constellation Insurance](https://planprovider.pro/companies/the-ohio-national-life-insurance-company-plan-001) — 42 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/the-western-and-southern-life-insurance-company-401k-plan)

© 2026 PlanProvider.Pro