# The Paducah Bank & Trust Company, INC. 401(k) Plan
Source: https://planprovider.pro/companies/the-paducah-bank-trust-company-inc-plan

> The Paducah Bank & Trust Company, INC.'s 401(k) plan: 144 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** The Paducah Bank & Trust Company, INC.

- **Sponsor EIN:** 610418959

- **Sponsor Address:** P. O. BOX 2600, PADUCAH, KY, 420022600

- **Plan Type:** 401(k)

- **Total Participants:** 144

- **Total Assets:** $39.4M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|144|$39.4M|$668,985|$956,235|

| 2023|151|$40.5M|$727,573|$924,940|

| 2022|163|$37.9M|$622,757|$942,016|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| HARDING SHYMANSKI & CO. PSC|Auditor|$44,449|—|$44,449|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [HARDING SHYMANSKI & CO. PSC](https://planprovider.pro/provider/harding-shymanski-and-company-psc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $44,449

- **Estimated Expense Ratio:** 0.113% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$145,513|—|—|$44,449|—|

| 2023|$116,577|—|—|—|—|

| 2022|$93,136|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/the-paducah-bank-trust-company-inc-plan)

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