# The Kroger Co. 401(k) Plan
Source: https://planprovider.pro/companies/the-kroger-co-plan-010

> The Kroger Co.'s 401(k) plan: 380,891 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** The Kroger Co.

- **Sponsor EIN:** 310345740

- **Sponsor Address:** 1014 VINE ST, CINCINNATI, OH, 45202

- **Plan Type:** 401(k)

- **Total Participants:** 380,891

- **Total Assets:** $11.8B

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|380,891|$11.8B|$277.3M|$392.2M|

| 2023|135,373|$8.4B|$282.1M|$359.8M|

| 2022|129,769|$7.3B|$282.5M|$360.7M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MERRILL LYNCH, PIERCE, FENNER AND S|RECORDKEEPER|$2,047,540|—|$2,047,540|

| FID INV INST OPS CO|RECORDKEEPER|$675,251|—|$675,251|

| CLARK, SCHAEFER, HACKETT & CO.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FID INV INST OPS CO](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $2,722,791

- **Estimated Expense Ratio:** 0.023% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$3,242,000|—|—|—|—|

| 2023|$1,766,000|—|—|—|—|

| 2022|$2,010,000|—|—|—|—|

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