# The Harford Mutual Insurance Company 401(k) Plan
Source: https://planprovider.pro/companies/the-harford-mutual-insurance-company-401k-plan

> The Harford Mutual Insurance Company's 401(k) plan: 265 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** The Harford Mutual Insurance Company

- **Sponsor EIN:** 520424840

- **Sponsor Address:** 200 NORTH MAIN STREET, BEL AIR, MD, 21014

- **Plan Type:** 401(k)

- **Total Participants:** 265

- **Total Assets:** $59.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|265|$59.8M|$1.4M|$2.1M|

| 2023|196|$45.3M|$1.0M|$1.6M|

| 2022|189|$37.7M|$960,926|$1.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY O|RECORDKEEPER|$53,654|—|$53,654|

| SAGEVIEW ADVISORY GROUP, LLC|INVESTMENT MGMT|$52,363|—|$52,363|

| BROWN PLUS|AUDITOR|$11,700|—|$11,700|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BROWN PLUS](https://planprovider.pro/provider/brown-plus) — AUDITOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $117,717

- **Estimated Expense Ratio:** 0.197% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$117,717|$52,363|—|$11,700|—|

| 2023|$99,954|$46,881|—|$7,000|—|

| 2022|$104,047|$38,137|$58,410|—|$7,500|

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