# The Farmers And Merchants Bank 401(k) Plan
Source: https://planprovider.pro/companies/the-farmers-and-merchants-bank-401k-plan-004

> The Farmers And Merchants Bank's 401(k) plan: 267 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** The Farmers And Merchants Bank

- **Sponsor EIN:** 710203044

- **Sponsor Address:** 708 S MAIN ST, STUTTGART, AR, 721604806

- **Plan Type:** 401(k)

- **Total Participants:** 267

- **Total Assets:** $20.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|267|$20.0M|$717,998|$1.1M|

| 2023|250|$19.3M|$698,025|$1.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ONEDIGITAL INVESTMENT ADVISORS|CONSULTANT|$49,284|$22|$49,306|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$8,106|—|$8,106|

| ERWIN & COMPANY PA|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ONEDIGITAL INVESTMENT ADVISORS](https://planprovider.pro/provider/epic-retirement-plan-services) — CONSULTANT

- [ERWIN & COMPANY PA](https://planprovider.pro/provider/erwin-and-company) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $57,412

- **Estimated Expense Ratio:** 0.288% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$57,390|$49,284|$8,106|—|—|

| 2023|$4,892|—|$3,580|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/the-farmers-and-merchants-bank-401k-plan-004)

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