# Texas Bay Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/texas-bay-credit-union-401k-plan

> Texas Bay Credit Union's 401(k) plan: 152 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Texas Bay Credit Union

- **Sponsor EIN:** 741142852

- **Sponsor Address:** 12611 FUQUA ST, HOUSTON, TX, 770344646

- **Plan Type:** 401(k)

- **Total Participants:** 152

- **Total Assets:** $19.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|152|$19.4M|$984,972|$543,225|

| 2023|144|$17.0M|$942,500|$528,781|

| 2022|149|$14.0M|$803,142|$507,687|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$39,285|—|$39,285|

| CROWE LLP|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $39,285

- **Estimated Expense Ratio:** 0.202% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$39,285|—|$39,285|—|—|

| 2023|$38,724|—|$38,724|—|—|

| 2022|$35,930|—|$35,930|—|—|

## Similar Plans

- [Union Square Credit Union](https://planprovider.pro/companies/union-square-credit-union-401k-plan) — 154 participants

- [Complex Community Federal Credit Union](https://planprovider.pro/companies/complex-community-federal-credit-union-401k-plan) — 149 participants

- [Generations Community Federal Credit Union](https://planprovider.pro/companies/generations-community-federal-credit-union-plan-022) — 155 participants

- [Smart Financial Credit Union](https://planprovider.pro/companies/smart-financial-credit-union-plan-004) — 158 participants

- [Primeway(Tm) Federal Credit Union](https://planprovider.pro/companies/primeway-r-federal-credit-union-401k-plan) — 143 participants

- [Gulf Coast Educators Federal Credit Union](https://planprovider.pro/companies/gulf-coast-educators-federal-credit-union-plan-003) — 141 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/texas-bay-credit-union-401k-plan)

© 2026 PlanProvider.Pro