# Terminal Railroad Association Of St. Louis DB Plan
Source: https://planprovider.pro/companies/terminal-railroad-association-of-st-louis-plan

> Terminal Railroad Association Of St. Louis's DB plan: 31 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Terminal Railroad Association Of St. Louis

- **Sponsor EIN:** 436003713

- **Sponsor Address:** 1017 OLIVE STREET, 5TH FLOOR, ST. LOUIS, MO, 63101

- **Plan Type:** DB

- **Total Participants:** 31

- **Total Assets:** $39.8M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|31|$39.8M|$0|$0|

| 2023|30|$39.2M|$0|$0|

| 2022|31|$36.2M|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BANK OF AMERICA, N.A.|MANAGES INVESTMENTS|$177,001|—|$177,001|

| KERBER ECK & BRAECKEL|INDEPENDENT ACCOUTANT|$10,550|—|$10,550|

| MILLIMAN, INC|ACTUARY|$7,405|—|$7,405|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [KERBER ECK & BRAECKEL](https://planprovider.pro/provider/kerber-eck-and-braeckel-llp) — INDEPENDENT ACCOUTANT

- [MILLIMAN, INC](https://planprovider.pro/provider/milliman) — ACTUARY

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $194,956

- **Estimated Expense Ratio:** 0.490% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$207,052|$45,305|—|—|—|

| 2023|$174,479|$42,738|—|—|—|

| 2022|$205,205|$44,052|—|—|$161,153|

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