# Teamsters Local 445 Welfare Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/teamsters-local-445-welfare-fund-146022213-501

> Teamsters Local 445 Welfare Fund's Health & Welfare plan: 168 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Teamsters Local 445 Welfare Fund

- **Sponsor EIN:** 146022213

- **Sponsor Address:** 15 STONE CASTLE ROAD, ROCK TAVERN, NY, 12575

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 168

- **Total Assets:** $5.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|168|$5.0M|$4.2M|$54,638|

| 2023|204|$4.7M|$4.7M|$81,894|

| 2022|210|$5.9M|$4.5M|$73,606|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BASIL CASTROVINCI ASSOCIATES|Other Service Provider|$66,400|—|$66,400|

| TERESA SOZIO|Other Service Provider|$64,538|—|$64,538|

| TERESA KURTA|Other Service Provider|$61,008|—|$61,008|

| MSPC|Auditor|$52,373|—|$52,373|

| BARNES IACCARINO & SHEPHERD LLP|Other Service Provider|$41,383|—|$41,383|

| SUMMIT ACTUARIAL SERVICES LLC|Other Service Provider|$37,000|—|$37,000|

| STONE CASTLE REALTY|Other Service Provider|$20,582|—|$20,582|

| STACEY BRAUN ASSOCIATES, INC.|Other Service Provider|$19,356|—|$19,356|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MSPC](https://planprovider.pro/provider/mspc-certified-public-accountants-and) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $362,640

- **Estimated Expense Ratio:** 7.184% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$393,653|$23,981|$66,767|$52,373|—|

| 2023|$522,150|$20,965|$26,093|$47,324|—|

| 2022|$542,071|$29,446|—|—|$138,358|

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