# St. Cloud Refrigeration Company 401(k) Plan
Source: https://planprovider.pro/companies/st-cloud-refrigeration-company-plan

> St. Cloud Refrigeration Company's 401(k) plan: 201 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** St. Cloud Refrigeration Company

- **Sponsor EIN:** 410802798

- **Sponsor Address:** 604 LINCOLN AVENUE NE, ST. CLOUD, MN, 56304

- **Plan Type:** 401(k)

- **Total Participants:** 201

- **Total Assets:** $49.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|201|$49.9M|$1.6M|$1.5M|

| 2023|189|$48.8M|$1.5M|$1.4M|

| 2022|177|$41.0M|$1.4M|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MILLER WELLE HEISER & CO., LTD|Auditor|$7,250|—|$7,250|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MILLER WELLE HEISER & CO., LTD](https://planprovider.pro/provider/miller-welle-heiser-and-co-ltd) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $7,250

- **Estimated Expense Ratio:** 0.015% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$182,780|$175,530|—|$7,250|—|

| 2023|$158,482|$151,882|—|$6,600|—|

| 2022|$149,081|$143,006|$75|—|$6,000|

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