# Spire Services INC. 401(k) Plan
Source: https://planprovider.pro/companies/spire-services-inc-474582725-501

> Spire Services INC.'s 401(k) plan: 3,168 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Spire Services INC.

- **Sponsor EIN:** 474582725

- **Sponsor Address:** 700 MARKET STREET, ST. LOUIS, MO, 63101

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 3,168

- **Total Assets:** $344.4M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|3,168|$344.4M|$43.0M|$14.6M|

| 2023|3,600|$317.1M|$39.1M|$14.3M|

| 2022|3,596|$286.1M|$45.7M|$17.8M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| HEALTHY ALLIANCE LIFE INS. CO.|Investment Advisor|$3,541,235|$385,039|$3,926,274|

| DELTA DENTAL OF MISSOURI|Other Service Provider|$174,477|—|$174,477|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [HEALTHY ALLIANCE LIFE INS. CO.](https://planprovider.pro/provider/christensen-group-financial-llc) — Investment Advisor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $4,100,751

- **Estimated Expense Ratio:** 1.191% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$2,727,800|—|—|—|—|

| 2023|$3,262,646|—|—|—|—|

| 2022|$5,411,433|—|—|—|$3,538,501|

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