# Spectrum Community Services 403(b) Plan
Source: https://planprovider.pro/companies/spectrum-community-services-403b-plan

> Spectrum Community Services's 403(b) plan: 901 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Spectrum Community Services

- **Sponsor EIN:** 382882853

- **Sponsor Address:** 28303 JOY ROAD, WESTLAND, MI, 48185

- **Plan Type:** 403(b)

- **Total Participants:** 901

- **Total Assets:** $3.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** Yes

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|901|$3.4M|$121,082|$198,172|

| 2023|762|$3.2M|$115,618|$192,013|

| 2022|588|$2.6M|$112,220|$202,475|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BAKER TILLY, US LLP|Auditor|$24,618|—|$24,618|

| LPL FINANCIAL LLC-RPCP|NONE|$19,865|—|$19,865|

| NATIONWIDE|NONE|$14,184|—|$14,184|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BAKER TILLY, US LLP](https://planprovider.pro/provider/baker-tilly-us-llp) — Auditor

- [LPL FINANCIAL LLC-RPCP](https://planprovider.pro/provider/equitable) — NONE

- [NATIONWIDE](https://planprovider.pro/provider/nationwide) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $58,667

- **Estimated Expense Ratio:** 1.741% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$24,618|—|—|$24,618|—|

| 2023|$22,215|—|—|—|—|

| 2022|$28,669|—|$28,669|—|—|

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