# Smart Local 27 Supplemental Unemployment Fund Trustees Health & Welfare Plan
Source: https://planprovider.pro/companies/smart-local-27-supplemental-unemployment-fund-trustees-223201971-504

> Smart Local 27 Supplemental Unemployment Fund Trustees's Health & Welfare plan: 448 participants, plan year 2025 financials, providers, and benchmarks from F…

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Smart Local 27 Supplemental Unemployment Fund Trustees

- **Sponsor EIN:** 223201971

- **Sponsor Address:** PO BOX 847, FARMINGDALE, NJ, 077270847

- **Plan Type:** Health & Welfare

- **Plan Number:** 504

- **Total Participants:** 448

- **Total Assets:** $2.6M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|448|$2.6M|$0|$0|

| 2024|333|$2.0M|$782,545|$0|

| 2023|335|$1.6M|$837,832|$0|

| 2022|333|$884,770|$619,721|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MSPC|Other Service Provider|$33,500|—|$33,500|

| CAPTRUST|Other Service Provider|$12,496|—|$12,496|

| O'BRIEN,BELLAND & BUSHINSKY LLC|Other Service Provider|$12,308|—|$12,308|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $58,304

- **Estimated Expense Ratio:** 2.216% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$377,745|$12,496|—|$33,500|—|

| 2024|$113,862|$11,846|—|$33,000|—|

| 2023|$136,763|$11,475|—|$25,500|—|

| 2022|$116,483|$11,417|—|—|$40,466|

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