# Smart Local 27 Health And Welfare Fund Trustees 401(k) Plan
Source: https://planprovider.pro/companies/smart-local-27-health-and-welfare-fund-trustees-221538529-501

> Smart Local 27 Health And Welfare Fund Trustees's 401(k) plan: 451 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Smart Local 27 Health And Welfare Fund Trustees

- **Sponsor EIN:** 221538529

- **Sponsor Address:** PO BOX 847, FARMINGDALE, NJ, 077270847

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 451

- **Total Assets:** $12.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|451|$12.7M|$0|$0|

| 2024|453|$14.1M|$10.9M|$282,590|

| 2023|369|$12.6M|$10.8M|$275,629|

| 2022|333|$11.0M|$8.4M|$343,966|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| AETNA LIFE INSURANCE COMPANY|Other Service Provider|$698,987|—|$698,987|

| ACRISURE LLC|Other Service Provider|—|$161,816|$161,816|

| MSPC CERTIFIED PUBLIC ACCOUNTANTS|Other Service Provider|$44,650|—|$44,650|

| BRIDGEWAY BENEFIT TECHNOLOGIES|Other Service Provider|$35,640|—|$35,640|

| SHEET METAL WORKERS LOCAL UNION 27|Other Service Provider|$32,500|—|$32,500|

| O'BRIEN BELLAND & BUSHINSKY LLC|Other Service Provider|$29,773|—|$29,773|

| CAPTRUST|Other Service Provider|$21,302|—|$21,302|

| CONVEXSERV TECHNOLOGY SOLUTIONS LLC|Other Service Provider|$13,035|—|$13,035|

| ALLIED TRADES ASSISTANCE PROGRAM|Other Service Provider|$10,470|—|$10,470|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $1,048,173

- **Estimated Expense Ratio:** 8.261% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$13,677,239|$24,545|—|$44,650|—|

| 2024|$646,041|$24,080|—|$44,500|—|

| 2023|$712,285|$23,459|—|$42,000|—|

| 2022|$761,784|$22,779|—|—|$94,824|

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