# Smart Financial Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/smart-financial-credit-union-401k-plan

> Smart Financial Credit Union's 401(k) plan: 179 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Smart Financial Credit Union

- **Sponsor EIN:** 740695355

- **Sponsor Address:** 6051 NORTH COURSE DR., HOUSTON, TX, 77072

- **Plan Type:** 401(k)

- **Total Participants:** 179

- **Total Assets:** $21.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|179|$21.4M|$499,824|$799,093|

| 2023|184|$18.6M|$428,948|$731,673|

| 2022|176|$18.0M|$421,367|$667,165|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| STANCORP FINANCIAL GROUP|NONE|$51,316|—|$51,316|

| CLIFTONLARSONALLEN LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [STANCORP FINANCIAL GROUP](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

- [CLIFTONLARSONALLEN LLP](https://planprovider.pro/provider/cliftonlarsonallen-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $51,316

- **Estimated Expense Ratio:** 0.240% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$51,316|—|$51,316|—|—|

| 2023|$47,541|—|$47,541|—|—|

| 2022|$47,861|—|$47,861|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/smart-financial-credit-union-401k-plan)

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