# Sierra Pacific Mortgage Company, INC. 401(k) Plan
Source: https://planprovider.pro/companies/sierra-pacific-mortgage-401k-plan

> Sierra Pacific Mortgage Company, INC.'s 401(k) plan: 426 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Sierra Pacific Mortgage Company, INC.

- **Sponsor EIN:** 680101170

- **Sponsor Address:** 950 GLENN DR., FOLSOM, CA, 95630

- **Plan Type:** 401(k)

- **Total Participants:** 426

- **Total Assets:** $37.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|426|$37.9M|$0|$2.2M|

| 2023|409|$36.2M|$0|$2.4M|

| 2022|447|$33.9M|$0|$4.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MORGAN STANLEY SMITH BARNEY LLC|INVESTMENT ADVISOR|$75,613|—|$75,613|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$56,426|—|$56,426|

| MORGAN STANLEY SMITH BARNEY|ADVISOR|—|$15,598|$15,598|

| RICHEY MAY & CO., LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORGAN STANLEY SMITH BARNEY LLC](https://planprovider.pro/provider/morgan-stanley) — INVESTMENT ADVISOR

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [MORGAN STANLEY SMITH BARNEY](https://planprovider.pro/provider/jp-morgan-asset-management) — ADVISOR

- [RICHEY MAY & CO., LLP](https://planprovider.pro/provider/retirement-plan-consultants) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $147,637

- **Estimated Expense Ratio:** 0.389% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$132,039|$75,613|—|—|—|

| 2023|$10,978|—|—|—|—|

| 2022|$5,075|—|—|—|—|

## Similar Plans

- [Golden Empire Mortgage, INC.](https://planprovider.pro/companies/golden-empire-mortgage-inc-401k-plan) — 413 participants

- [The Change Company Cdfi LLC](https://planprovider.pro/companies/the-change-company-cdfi-llc-401k-plan) — 378 participants

- [Provident Funding Associates, L.P.](https://planprovider.pro/companies/provident-funding-associates-l-p-401k-plan) — 376 participants

- [Summit Funding, INC.](https://planprovider.pro/companies/summit-funding-inc-401k-plan) — 499 participants

- [Calcon Mutual Mortgage LLC, Dba Onetrust Home Loans](https://planprovider.pro/companies/calcon-mutual-mortgage-llc-dba-onetrust-home-loans-401k-plan) — 334 participants

- [S1l, INC.](https://planprovider.pro/companies/s1l-inc-401k-plan) — 558 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/sierra-pacific-mortgage-401k-plan)

© 2026 PlanProvider.Pro