# Sidney Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/sidney-federal-credit-union-plan-002

> Sidney Federal Credit Union's 401(k) plan: 196 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Sidney Federal Credit Union

- **Sponsor EIN:** 150540550

- **Sponsor Address:** 42 UNION STREET, SIDNEY, NY, 13838

- **Plan Type:** 401(k)

- **Total Participants:** 196

- **Total Assets:** $25.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|196|$25.5M|$1.1M|$884,665|

| 2023|189|$21.9M|$938,561|$770,853|

| 2022|185|$20.2M|$1.3M|$687,761|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIRLEY, MORAN, FREER & EASSA, CPA|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$112,051|$77,545|$34,506|—|—|

| 2023|$64,332|$34,380|$29,952|—|—|

| 2022|$81,343|$52,323|$29,020|—|—|

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