# Sheet Metal Workers Local No. 4 Health And Welfare Fund 401(k) Plan
Source: https://planprovider.pro/companies/sheet-metal-workers-local-no-4-health-and-welfare-fund-620676288-501

> Sheet Metal Workers Local No. 4 Health And Welfare Fund's 401(k) plan: 485 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Sheet Metal Workers Local No. 4 Health And Welfare Fund

- **Sponsor EIN:** 620676288

- **Sponsor Address:** P.O. BOX 1449, GOODLETTSVILLE, TN, 370701449

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 485

- **Total Assets:** $9.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|485|$9.9M|$8.3M|$528,240|

| 2023|354|$6.6M|$5.3M|$547,387|

| 2022|212|$3.8M|$2.9M|$488,901|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| UNITED HEALTHCARE|Other Service Provider|$239,514|—|$239,514|

| SOUTHERN BENEFIT ADMINISTRATORS|Other Service Provider|$121,000|—|$121,000|

| VIVEKA HEALTH|Other Service Provider|$13,786|—|$13,786|

| DANIELS IRWIN & AYLOR|Auditor|$13,550|—|$13,550|

| STANDARD VALUATIONS, INC.|Other Service Provider|$13,000|—|$13,000|

| GODWIN, MORRIS, LAURENZI, BLOOMFIEL|Other Service Provider|$11,224|—|$11,224|

| FIRST HORIZON|Other Service Provider|$7,316|—|$7,316|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DANIELS IRWIN & AYLOR](https://planprovider.pro/provider/daniels-irwin-and-aylor) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $419,390

- **Estimated Expense Ratio:** 4.257% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$464,069|$14,406|$108,000|$13,550|—|

| 2023|$348,014|$13,370|$96,000|$14,100|—|

| 2022|$392,102|$12,397|$96,000|—|$30,734|

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