# Saratoga Harness Racing, INC. 401(k) Plan
Source: https://planprovider.pro/companies/saratoga-harness-racing-inc-401k-plan-001

> Saratoga Harness Racing, INC.'s 401(k) plan: 312 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Saratoga Harness Racing, INC.

- **Sponsor EIN:** 141688208

- **Sponsor Address:** 342 JEFFERSON ST, SARATOGA SPRINGS, NY, 12866

- **Plan Type:** 401(k)

- **Total Participants:** 312

- **Total Assets:** $21.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|312|$21.1M|$538,270|$1.2M|

| 2023|317|$17.7M|$518,214|$1.1M|

| 2022|339|$15.4M|$483,599|$1.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ADP, INC.|RECORD KEEPER|$41,430|—|$41,430|

| MORGAN STANLEY SMITH BARNEY|INVESTMENT/FINANCIAL ADVI|$32,561|—|$32,561|

| CRUDEN & COMPANY CPA'S PLLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ADP, INC.](https://planprovider.pro/provider/adp-retirement-services) — RECORD KEEPER

- [MORGAN STANLEY SMITH BARNEY](https://planprovider.pro/provider/morgan-stanley) — INVESTMENT/FINANCIAL ADVI

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $73,991

- **Estimated Expense Ratio:** 0.350% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$73,991|$32,561|—|—|—|

| 2023|$64,826|$27,487|—|—|—|

| 2022|$56,286|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/saratoga-harness-racing-inc-401k-plan-001)

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