# Sap America, INC. 401(k) Plan
Source: https://planprovider.pro/companies/sap-america-inc-401k-plan

> Sap America, INC.'s 401(k) plan: 16,587 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Sap America, INC.

- **Sponsor EIN:** 363556041

- **Sponsor Address:** 3999 WEST CHESTER PIKE, NEWTOWN SQUARE, PA, 19073

- **Plan Type:** 401(k)

- **Total Participants:** 16,587

- **Total Assets:** $8.1B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|16,587|$8.1B|$115.4M|$304.0M|

| 2023|18,420|$7.5B|$123.9M|$300.5M|

| 2022|18,856|$6.4B|$122.6M|$288.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| VANGUARD ADVISERS INC.|NONE|$3,509,196|—|$3,509,196|

| THE VANGUARD GROUP, INC.|NONE|$816,839|—|$816,839|

| CHARLES SCHWAB & CO., INC.|NONE|$75,824|—|$75,824|

| KREISCHER MILLER|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [VANGUARD ADVISERS INC.](https://planprovider.pro/provider/the-vanguard-group-inc) — NONE

- [THE VANGUARD GROUP, INC.](https://planprovider.pro/provider/the-vanguard-group-inc) — NONE

- [CHARLES SCHWAB & CO., INC.](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

- [KREISCHER MILLER](https://planprovider.pro/provider/kreischer-miller) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $4,401,859

- **Estimated Expense Ratio:** 0.054% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$4,290,025|—|—|—|—|

| 2023|$3,859,265|—|—|—|—|

| 2022|$3,545,287|—|—|—|—|

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