# Safe Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/safe-credit-union-401k-plan

> Safe Credit Union's 401(k) plan: 684 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Safe Credit Union

- **Sponsor EIN:** 941179501

- **Sponsor Address:** 2295 IRON POINT ROAD SUITE 100, FOLSOM, CA, 95630

- **Plan Type:** 401(k)

- **Total Participants:** 684

- **Total Assets:** $97.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|684|$97.1M|$2.3M|$4.6M|

| 2023|738|$93.6M|$4.5M|$4.7M|

| 2022|726|$75.5M|$4.5M|$4.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$147,997|—|$147,997|

| ONEDIGITAL INVESTMENT ADVISORS LLC|INVESTMENT ADVISOR|$47,500|—|$47,500|

| RESOURCES INVESTMENT ADVISORS, LLC|INVESTMENT MGMT|$28,187|—|$28,187|

| CROWE LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ONEDIGITAL INVESTMENT ADVISORS LLC](https://planprovider.pro/provider/onedigital-investment-advisors-llc) — INVESTMENT ADVISOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $223,684

- **Estimated Expense Ratio:** 0.230% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$223,684|$75,687|—|—|—|

| 2023|$189,597|$69,961|—|—|—|

| 2022|$178,646|$69,223|$109,423|—|—|

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