# S & T Bank 401(k) Plan
Source: https://planprovider.pro/companies/s-t-bank-401k-plan

> S & T Bank's 401(k) plan: 1,220 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** S & T Bank

- **Sponsor EIN:** 250776600

- **Sponsor Address:** P. O. BOX 190, INDIANA, PA, 157010190

- **Plan Type:** 401(k)

- **Total Participants:** 1,220

- **Total Assets:** $128.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,220|$128.4M|$2.6M|$7.7M|

| 2023|1,260|$116.3M|$2.6M|$7.5M|

| 2022|1,195|$101.7M|$2.4M|$7.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| TRANSAMERICA RETIREMENT SOLUTIONS|RECORDKEEPER|$37,462|—|$37,462|

| SCHNEIDER DOWNS & CO, INC.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [TRANSAMERICA RETIREMENT SOLUTIONS](https://planprovider.pro/provider/transamerica) — RECORDKEEPER

- [SCHNEIDER DOWNS & CO, INC.](https://planprovider.pro/provider/schneider-downs-and-co-inc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $37,462

- **Estimated Expense Ratio:** 0.029% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$37,462|—|—|—|—|

| 2023|$32,566|—|—|—|—|

| 2022|$35,169|—|—|—|—|

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