# Ruge'S Auto Group, INC. 401(k) Plan
Source: https://planprovider.pro/companies/ruge-s-auto-group-inc-401k-plan

> Ruge'S Auto Group, INC.'s 401(k) plan: 109 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ruge'S Auto Group, INC.

- **Sponsor EIN:** 872552525

- **Sponsor Address:** 6444 MONTGOMERY STREET, RHINEBECK, NY, 12572

- **Plan Type:** 401(k)

- **Total Participants:** 109

- **Total Assets:** $7.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|109|$7.6M|$256,318|$497,421|

| 2023|104|$6.3M|$237,615|$472,734|

| 2022|108|$4.9M|$150,000|$396,368|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| WASCHITZ PAVLORFF CPA LLP|AUDITOR|$20,000|—|$20,000|

| WASCHITZ PAVLOFF CPA, LLP|Auditor|$20,000|—|$20,000|

| WILMINGTON TRUST, N.A.|OTHER|$16,662|—|$16,662|

| N.A. FALCONE & ASSOCIATES, INC.|CONTRACT ADMINISTRATOR|$9,710|—|$9,710|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [WASCHITZ PAVLOFF CPA, LLP](https://planprovider.pro/provider/waschitz-pavloff-cpa-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $66,372

- **Estimated Expense Ratio:** 0.874% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$71,192|—|$1,180|$20,000|—|

| 2023|$59,540|—|$1,580|$20,000|—|

| 2022|$55,217|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/ruge-s-auto-group-inc-401k-plan)

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