# Royal Trucking Company 401(k) Plan
Source: https://planprovider.pro/companies/royal-trucking-company-401k-plan

> Royal Trucking Company's 401(k) plan: 35 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Royal Trucking Company

- **Sponsor EIN:** 640702126

- **Sponsor Address:** P.O. BOX 387, WEST POINT, MS, 397730387

- **Plan Type:** 401(k)

- **Total Participants:** 35

- **Total Assets:** $2.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|35|$2.1M|$16,923|$106,874|

| 2023|36|$1.8M|$17,172|$101,106|

| 2022|120|$1.6M|$16,926|$110,987|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| WATKINS, WARD, & STAFFORD, PLLC|Auditor|$30,465|—|$30,465|

| OAKWOOD CAPITAL MANAGEMENT, LLC|INVESTMENT MANAGEMENT|$15,848|—|$15,848|

| RENASANT BANK|INVESTMENT MANAGEMENT|$10,566|—|$10,566|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [WATKINS, WARD, & STAFFORD, PLLC](https://planprovider.pro/provider/watkins-ward-and-stafford-pllc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $56,879

- **Estimated Expense Ratio:** 2.764% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$64,238|$26,414|$7,359|$30,465|—|

| 2023|$22,052|$19,252|$2,800|—|—|

| 2022|$57,709|$21,984|—|—|$35,725|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/royal-trucking-company-401k-plan)

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