# Royal Pacific Funding Corporation 401(k) Plan
Source: https://planprovider.pro/companies/royal-pacific-funding-corporation-401k-plan

> Royal Pacific Funding Corporation&#39;s 401(k) plan: 69 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Royal Pacific Funding Corporation

- **Sponsor EIN:** 510474304

- **Sponsor Address:** 4000 MACARTHUR BLVD, NEWPORT BEACH, CA, 92660

- **Plan Type:** 401(k)

- **Total Participants:** 69

- **Total Assets:** $5.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|69|$5.2M|$242,558|$557,769|

| 2023|79|$4.7M|$215,271|$455,828|

| 2022|47|$4.2M|$313,371|$605,451|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CENTAURUS FINANCIAL INC|ADVISOR|$10,894|—|$10,894|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$10,275|—|$10,275|

| WITHUMSMITH AND BROWN PC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [WITHUMSMITH AND BROWN PC](https://planprovider.pro/provider/withumsmithbrown-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $21,169

- **Estimated Expense Ratio:** 0.411% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$23,473|$13,198|—|—|—|

| 2023|$22,395|$11,818|—|—|—|

| 2022|$23,908|$1,750|—|—|—|

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