# Royal Cup, INC. 401(k) Plan
Source: https://planprovider.pro/companies/royal-cup-inc-401k-plan

> Royal Cup, INC.'s 401(k) plan: 552 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Royal Cup, INC.

- **Sponsor EIN:** 630281988

- **Sponsor Address:** 160 CLEAGE DRIVE, BIRMINGHAM, AL, 35217

- **Plan Type:** 401(k)

- **Total Participants:** 552

- **Total Assets:** $46.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|552|$46.9M|$739,882|$2.9M|

| 2023|529|$47.3M|$640,006|$2.5M|

| 2022|552|$40.4M|$666,505|$2.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CAPFINANCIAL PARTNERS|CONSULTANT|$131,383|$25|$131,408|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$91,540|—|$91,540|

| BLACK & PINCKARD LLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BLACK & PINCKARD LLC](https://planprovider.pro/provider/black-and-pinckard-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $222,948

- **Estimated Expense Ratio:** 0.475% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$157,220|$52,303|$91,541|—|—|

| 2023|$165,645|$78,108|$87,537|—|—|

| 2022|$89,412|$11,779|$77,633|—|—|

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