# River Bank And Trust 401(k) Plan
Source: https://planprovider.pro/companies/river-bank-and-trust-401k-plan

> River Bank And Trust's 401(k) plan: 327 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** River Bank And Trust

- **Sponsor EIN:** 204303726

- **Sponsor Address:** 2611 LEGENDS DRIVE, PRATTVILLE, AL, 36066

- **Plan Type:** 401(k)

- **Total Participants:** 327

- **Total Assets:** $24.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|327|$24.5M|$953,680|$1.6M|

| 2023|315|$21.1M|$868,944|$1.5M|

| 2022|266|$17.4M|$699,788|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| RAYMOND JAMES FSA INC|RIA|$42,575|—|$42,575|

| WARREN AVERETT, LLC|Auditor|$1,506|—|$1,506|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [RAYMOND JAMES FSA INC](https://planprovider.pro/provider/raymond-james-financial-inc) — RIA

- [WARREN AVERETT, LLC](https://planprovider.pro/provider/warren-averett-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $44,081

- **Estimated Expense Ratio:** 0.180% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,506|—|—|$1,506|—|

| 2023|$8,370|—|—|$8,370|—|

| 2022|$25,226|—|—|—|—|

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