# Refrigeration, A/C & Service Div. (Ua-Nj) Annuity Fund DC Plan
Source: https://planprovider.pro/companies/refrigeration-a-c-service-div-ua-nj-annuity-fund-plan

> Refrigeration, A/C & Service Div. (Ua-Nj) Annuity Fund's DC plan: 2,308 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Refrigeration, A/C & Service Div. (Ua-Nj) Annuity Fund

- **Sponsor EIN:** 222585171

- **Sponsor Address:** PO BOX 1028, WEST TRENTON, NJ, 086280230

- **Plan Type:** DC

- **Total Participants:** 2,308

- **Total Assets:** $417.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|2,308|$417.7M|$0|$0|

| 2024|2,304|$381.4M|$0|$0|

| 2023|2,128|$332.0M|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| GERSON & ASSOC CPAS AND ADVISORS PC|Auditor|$36,249|—|$36,249|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $36,249

- **Estimated Expense Ratio:** 0.009% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$440,255|$24,342|$242,125|$36,249|—|

| 2024|$374,732|$24,115|$223,856|$34,633|—|

| 2023|$338,211|$24,115|$205,767|—|$86,596|

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