# Redwood Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/redwood-credit-union-401k-plan

> Redwood Credit Union's 401(k) plan: 912 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Redwood Credit Union

- **Sponsor EIN:** 941244186

- **Sponsor Address:** 3033 CLEVELAND AVE SUITE 100, SANTA ROSA, CA, 95403

- **Plan Type:** 401(k)

- **Total Participants:** 912

- **Total Assets:** $103.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|912|$103.9M|$3.6M|$8.0M|

| 2023|835|$88.0M|$3.1M|$7.1M|

| 2022|742|$66.8M|$2.7M|$6.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MILLIMAN|NONE|$76,716|—|$76,716|

| CHARLES SCHWAB TRUST BANK|NONE|$13,168|—|$13,168|

| CLIFTONLARSONALLEN LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MILLIMAN](https://planprovider.pro/provider/milliman) — NONE

- [CHARLES SCHWAB TRUST BANK](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

- [CLIFTONLARSONALLEN LLP](https://planprovider.pro/provider/cliftonlarsonallen-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $89,884

- **Estimated Expense Ratio:** 0.087% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$89,885|—|—|—|—|

| 2023|$84,828|—|—|—|—|

| 2022|$88,288|—|—|—|$88,288|

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