# Ray-Carroll County Grain Growers 401(k) Plan
Source: https://planprovider.pro/companies/ray-carroll-county-grain-growers-401k-plan

> Ray-Carroll County Grain Growers's 401(k) plan: 135 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ray-Carroll County Grain Growers

- **Sponsor EIN:** 440403200

- **Sponsor Address:** 807 W MAIN ST, RICHMOND, MO, 64085

- **Plan Type:** 401(k)

- **Total Participants:** 135

- **Total Assets:** $8.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|135|$8.8M|$349,065|$649,599|

| 2023|133|$7.4M|$377,403|$669,995|

| 2022|131|$6.7M|$310,209|$580,479|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$9,248|$469|$9,717|

| CBIZ CPAS P.C.|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $9,717

- **Estimated Expense Ratio:** 0.110% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$14,366|$2,558|$9,248|—|—|

| 2023|$13,550|$2,893|$2,320|—|—|

| 2022|$13,393|$2,413|$10,980|—|—|

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