# Ratio States, LLC 401(k) Plan
Source: https://planprovider.pro/companies/ratio-states-llc-401k-plan

> Ratio States, LLC's 401(k) plan: 215 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ratio States, LLC

- **Sponsor EIN:** 472339289

- **Sponsor Address:** 101 S PENNSYLVANIA STREET, INDIANAPOLIS, IN, 462043643

- **Plan Type:** 401(k)

- **Total Participants:** 215

- **Total Assets:** $34.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|215|$34.5M|$363,712|$2.1M|

| 2023|210|$28.5M|$318,568|$1.8M|

| 2022|180|$24.6M|$290,333|$1.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$64,621|—|$64,621|

| SHEPHERD FINANCIAL INVESTMENT ADVIS|INVESTMENT ADVISORY|—|$33,718|$33,718|

| BARNES DENNIG|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [SHEPHERD FINANCIAL INVESTMENT ADVIS](https://planprovider.pro/provider/shepherd-financial-investment-advisory-llc) — INVESTMENT ADVISORY

- [BARNES DENNIG](https://planprovider.pro/provider/barnes-dennig-and-co-ltd) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $98,339

- **Estimated Expense Ratio:** 0.285% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$64,621|—|$64,621|—|—|

| 2023|$52,029|—|$52,029|—|—|

| 2022|$10,282|—|$10,282|—|—|

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