# Ramey-Estep Homes, INC. 401(k) Plan
Source: https://planprovider.pro/companies/ramey-estep-homes-inc-401k-plan

> Ramey-Estep Homes, INC.'s 401(k) plan: 238 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ramey-Estep Homes, INC.

- **Sponsor EIN:** 610595497

- **Sponsor Address:** 2901 PIGEON ROOST RD, RUSH, KY, 41168

- **Plan Type:** 401(k)

- **Total Participants:** 238

- **Total Assets:** $5.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|238|$5.2M|$328,010|$467,569|

| 2023|181|$4.3M|$305,431|$427,547|

| 2022|212|$3.4M|$287,679|$411,637|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| LEIF CLARKE WEALTH MANAGEMENT LLC|ADVISOR|$23,745|—|$23,745|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$7,808|—|$7,808|

| KELLEY GALLOWAY SMITH GOOLSBY, PSC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [KELLEY GALLOWAY SMITH GOOLSBY, PSC](https://planprovider.pro/provider/kelley-galloway-smith-goolsby-psc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $31,553

- **Estimated Expense Ratio:** 0.608% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$31,553|$23,745|—|—|—|

| 2023|$26,941|$19,071|—|—|—|

| 2022|$24,667|—|—|—|—|

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