# Ram Construction Services Of Michigan, INC. 401(k) Plan
Source: https://planprovider.pro/companies/ram-construction-services-of-michigan-inc-401k-plan

> Ram Construction Services Of Michigan, INC.'s 401(k) plan: 175 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ram Construction Services Of Michigan, INC.

- **Sponsor EIN:** 381164400

- **Sponsor Address:** 13800 ECKLES RD, LIVONIA, MI, 481501041

- **Plan Type:** 401(k)

- **Total Participants:** 175

- **Total Assets:** $20.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|175|$20.8M|$597,475|$1.2M|

| 2023|162|$18.1M|$552,756|$1.2M|

| 2022|146|$14.5M|$456,791|$943,753|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$80,934|—|$80,934|

| PARK AVENUE SECURITIES|OTHER SERVICES|—|$18,637|$18,637|

| DOEREN MAYHEW ASSURANCE|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [PARK AVENUE SECURITIES](https://planprovider.pro/provider/park-avenue-securities-llc) — OTHER SERVICES

- [DOEREN MAYHEW ASSURANCE](https://planprovider.pro/provider/doeren-mayhew-assurance) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $99,571

- **Estimated Expense Ratio:** 0.478% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$80,934|—|$80,934|—|—|

| 2023|$65,664|—|$65,664|—|—|

| 2022|$62,226|—|$62,226|—|—|

## Similar Plans

- [Stafford-Smith INC](https://planprovider.pro/companies/stafford-smith-inc-401k-plan) — 310 participants

- [Colorado Contractors Open Shop Employers Master Retirement Trust](https://planprovider.pro/companies/colorado-contractors-open-shop-employers-master-retirement-trust-plan-002) — 366 participants

- [Heat And Frost Insulators](https://planprovider.pro/companies/heat-and-frost-insulators-plan) — 376 participants

- [Joint Board Of Trustees Bricklayer Union No. 1 Of Ky. Pension Trust](https://planprovider.pro/companies/joint-board-of-trustees-bricklayer-union-no-1-of-ky-pension-trust-plan) — 389 participants

- [Joint Board Of Trustees Of Roofers Union Local No. 70 Pension Plan](https://planprovider.pro/companies/joint-board-of-trustees-of-roofers-union-local-no-70-pension-plan-plan) — 412 participants

- [Gallagher-Kaiser Corporation](https://planprovider.pro/companies/gallagher-kaiser-corporation-401k-plan) — 419 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/ram-construction-services-of-michigan-inc-401k-plan)

© 2026 PlanProvider.Pro