# Provident Savings Bank 401(k) Plan
Source: https://planprovider.pro/companies/provident-savings-bank-401k-plan

> Provident Savings Bank's 401(k) plan: 169 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Provident Savings Bank

- **Sponsor EIN:** 956024097

- **Sponsor Address:** 3756 CENTRAL AVENUE, RIVERSIDE, CA, 92506

- **Plan Type:** 401(k)

- **Total Participants:** 169

- **Total Assets:** $40.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|169|$40.6M|$264,290|$829,171|

| 2023|168|$39.3M|$310,873|$843,895|

| 2022|156|$35.9M|$304,252|$830,193|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ROORDA, PIQUET & BESSEE, INC. CPAS|Auditor|$10,700|—|$10,700|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $10,700

- **Estimated Expense Ratio:** 0.026% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$69,187|$25,000|$33,487|$10,700|—|

| 2023|$67,996|$25,000|$32,996|$10,000|—|

| 2022|$66,701|$25,000|$32,372|—|$9,329|

## Similar Plans

- [First Northern Bank Of Dixon](https://planprovider.pro/companies/first-northern-bank-of-dixon-401k-plan) — 187 participants

- [Provident Savings Bank, F.S.B.](https://planprovider.pro/companies/provident-savings-bank-f-s-b-plan) — 139 participants

- [Patelco Credit Union](https://planprovider.pro/companies/patelco-credit-union-plan-001) — 139 participants

- [Heritage Commerce Corp](https://planprovider.pro/companies/heritage-commerce-corp-plan) — 129 participants

- [Luther Burbank Corporation](https://planprovider.pro/companies/luther-burbank-corporation-401k-plan) — 212 participants

- [Bank Of Hope](https://planprovider.pro/companies/bank-of-hope-plan-012) — 212 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/provident-savings-bank-401k-plan)

© 2026 PlanProvider.Pro